PulseMyPortfolio brings your entire net worth together in one place: the markets (PEA, PEA-PME, CTO), life insurance, crypto, savings and precious metals, all the way to your liabilities (loans and credit). It projects your financial independence (Monte Carlo simulations) and adds AI analysis with your own key, while your data stays on your device. No user account: all computation is local, and a Pro licence is activated online once.
Where most tracking apps ask you for an account and host your data, PMP consolidates all your accounts and your liabilities into a single net worth and projects your financial independence, in one 100% local tool, with bring-your-own-key AI analysis.
Stocks, life insurance, retirement plans, crypto and metals, but also current accounts, savings, real estate and loans: PMP consolidates the assets and liabilities of every account into a single net worth.
PER-POSITION ANALYSISIncome statement, balance sheet and cash flow as charts, read from regulatory filings. The performance chart (MA50/200) and technical indicators (RSI, MACD, Bollinger) are computed locally: factual context, never a signal.
PROJECTIONSimulate how long your capital lasts with PEA/CTO taxes in the loop: Monte Carlo, 1,000 trajectories, sequence-of-returns risk.
AI ANALYSISYour model, your key: from Claude to Ollama (100% local). Per-position and per-sector analyses, with no PMP subscription.
100% LOCAL & PRIVATEYour data never leaves the device: no account, no telemetry, nothing to collect. Windows, Android, macOS and Linux, with encrypted sync between your devices.
Download the app (Windows or Android). No account, no sign-up, nothing to create online.
A single file from your broker (Saxo, Interactive Brokers, Trading 212, Trade Republic, DEGIRO, Swissquote, Fortuneo, Bourse Direct, Linxea…) or a screenshot read by the AI.
French taxes, per-position indicators and a financial-independence projection: everything is computed locally on your device.
Optional: enter your key (Claude, OpenAI, Mistral, Ollama…) for in-depth analyses. Your model, your key.
Not just the markets. PMP tracks all your accounts: investment wrappers (PEA, PEA-PME, securities account, life insurance, PER, PEE), precious metals and crypto, but also your current accounts, savings, real estate, and your debt.
Day to day, you reconcile the transactions on your current accounts and manage your loans (monthly payment, outstanding balance) subtracted from your net worth. On the horizon, the tax-aware projection charts the path to financial independence (FIRE).
Manage all my accountsOpen a holding and get its detailed sheet: its financial statements over up to 19 years, the performance chart with MA50/200 moving averages, technical indicators computed locally (RSI, MACD, Bollinger), given as raw values.
Everything is shown as descriptive context, never as a buy or sell signal. PMP shows no overall score, no verdict and no favourability level. You keep the decision.
Download the application
PMP's FIRE projection puts French taxes in the loop: PEA wrapper (before / after 5 years), CTO at the flat tax, allowances. Three modes (trajectory, savings capacity, target date) and a Monte Carlo simulation (1,000 trajectories) that factors in sequence-of-returns risk.
An analysis tool: assumptions, not a promise of returns.
Simulate your trajectoryPlug in the AI provider of your choice (11 in total) and PMP produces per-position analyses, comparisons and reasoned summaries. Many are free: Gemini, Groq, Cerebras and Mistral (model-dependent) work without a credit card, and Ollama runs 100% locally (no key, no cost). For premium models (Claude, GPT-4o…), you pay your provider directly at their rates: PMP takes no margin and never stores your key.
For every holding, PMP charts the income statement, the balance sheet and the cash flow over up to 19 years, read from regulatory filings. Two providers sit side by side: Yahoo Finance covers every market over four to five years, SEC EDGAR reaches much further back for companies listed in the United States. You pick the source.
On the Markets page, the Leading managers tab reads the 13F filings that twenty leading managers submit every quarter to the US regulator, from Warren Buffett to Li Lu, and including Bill Ackman, Michael Burry, Howard Marks, Seth Klarman, Terry Smith, Chris Hohn, Daniel Loeb and Chase Coleman. Breakdown, quarterly moves, the detail behind every filed line, holdings you own as well, and a link to the original filing.
PMP shows these filings exactly as they were filed. No ranking of managers, no commentary, no suggestion. Options are listed separately: a put option is not an equity holding, and mixing them would invert the reading.
See all featuresTick several of your holdings to put them side by side on the same criteria: yield, dividend growth, P/E, ROE, margin. You pick the columns, PMP keeps your settings.
And at a glance, your sector breakdown and your concentrations: measured facts about your portfolio, with no judgement on your allocation.
Explore a sector
Export from your broker, drop the file into PMP: columns are recognised automatically (FR/EN/DE/NL). PMP tells apart importing a transaction ledger (full history → FIFO taxes, IFU, dividends) from a simple positions snapshot (quick, no history), and you can mix both. An export covering several accounts at your broker is recognised as such: PMP detects them, has you pick a destination for each and imports account by account. No clean file? A screenshot is enough.
Direct import for the main French and European brokers, plus generic detection for any CSV export.
Positions, transactions, net worth and API keys live in the app's local storage, not on a PMP server. To fetch prices or run an AI analysis, a local proxy contacts the providers directly (Yahoo Finance, SEC EDGAR, OpenFIGI, FRED, your AI): your holdings pass through none of our servers, and nothing is stored along the way.
No account, no tracking cookie, no telemetry. Works even when cut off from the internet (except prices and AI).
Read the privacy policy
The same application, the same calculations, on every device. Windows, Android, macOS and Linux are all distributed. Your data stays local to each device: manual sync via encrypted transfer (QR / PIN code), no cloud.
PMP helps you see your wealth clearly and compare your own holdings, but provides no personalised recommendation in the regulatory sense. Analyses and projections are assumptions based on market data and your own inputs. They do not prejudge future performance. Investment decisions, and their consequences, remain yours.
A software development engineer with over 20 years in the finance sector, he designs and develops the whole of PulseMyPortfolio: tax engine, projection, 100% local architecture and interface design.
LinkedIn
With 15 years' experience in financial analysis and a degree in finance, he brings his expertise to PMP in designing and improving the features tied to financial metrics, simulations and the clarity of the analyses offered to users.
Thanks to the founders who helped shape PMP's features and indicators.
PMP cites its brokers (Saxo, Trade Republic, DEGIRO…), its AI providers (Claude, OpenAI, Mistral, Ollama…) and the reference indices or ETFs because they are features: importing your statements, choosing your analysis engine, comparing with an ETF of your choosing. Their trademarks belong to their respective owners. PMP is not affiliated with any of them and uses no index data: comparisons rely on the prices of listed ETFs.
Free: Windows, Android, macOS and Linux. Install, import, take control. No user account, and all computation stays local.
